Stupid Bank Rules

Friday November 14

I went to the city to meet Judith. The first place we went to my bank to transfer money from one account to another. When we went to the cashier he told me that my account is frozen!?

Judith asked why and he said we have to go to the desk and find out.

Now, I have two accounts in this bank and one I use regularly with no problem

The girl at the desk said that because I hadn’t used the account in 6 months it’s inactive. She said that to activate it again I have to make a color copy of my two forms of ID here and a copy of the last electric or phone bill.

This is stupid and I said so (but Judith didn’t translate it it)!

1 – An account should not be ‘inactive’ in such a short period of time.
2 – It should be activated automatically when a deposit or withdraw is made.
3 – I should not have to provide copies of my IDs and an electric bill.

The last one is really stupid. They already have a copy of my IDs when I opened my account and they have a copy of my utility bill. So, what do they want with a duplicate? And what does paying your bills have to do with the price of eggs in China?

So, I’ll have to go back Monday and do this.

I went to another bank here as I needed to sign a paper for my account. This is a foreign bank in Quito. I told the girl there the story and they don’t have anything stupid like that. I was told that if your account is inactive it becomes automatically active with a withdraw or deposit. And this is with just a checking account not a savings account.

After all this mess I had to have a cup of coffee.

I got home about 6pm.

Another stupid thing in Ecuador!